Our Process
from A to Z
Our 7-Step Process
Debt Evaluation
MJ Maguire & Associates will conduct an initial assessment of the client’s outstanding debts and create a plan of action.
Debtor Contact
MJ Maguire & Associates will begin outreach to the debtor to attempt to collect the outstanding debt. This may include phone calls, letters, and other forms of communication.
Dispute Resolution
If the initial outreach does not result in payment, MJ Maguire & Associates will engage in negotiations with the debtor to come to a resolution.
Credit Bureau Filing
MJ Maguire & Associates may report the outstanding debt to the three major credit bureaus as a means of encouraging payment from the debtor.
Litigation Referral
If negotiations are unsuccessful, MJ Maguire & Associates may refer your account to contracted attorneys for available legal actions.
Judgment Execution
If a judgment is obtained in favor of the client, MJ Maguire & Associates will have contracted attorneys take steps to enforce the judgment, such as garnishing wages or seizing assets.
Final Conclusion
MJ Maguire & Associates will work to bring the outstanding debt to a resolution, either through payment from the debtor or other means.