We Collect What is Overdue
Welcome to MJ Maguire And Associates, your dedicated partner in professional debt recovery. We specialize in effective and ethical solutions for all your debt collection needs. Our services include skilled negotiation to recover outstanding debts, meticulous compliance and client-locating services to ensure a smooth, legal process, and access to a network of contracted attorneys for legal action, when necessary.
Discover how we can help you efficiently recover your outstanding debts and secure your financial future.
Services
Commercial Collection
To maximize results and minimize business disruptions, MJ Maguire And Associates works closely with each client to create a customized debt collection strategy. Our team has a deep understanding of the commercial debt collection process, allowing us to expertly handle various industries and debt types—from overdue payments to outstanding balances. We can guide you from initial negotiations to legal action, if needed, by a contracted attorney.
Consumer Collection
At MJ Maguire And Associates, we have a long, successful history as a retail collection agency across all industries, and we take pride in our reputation for excellent customer service.We ensure full compliance with the Federal Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), and all state and local regulations. Our highly trained and licensed professionals receive continuous training to strictly adhere to these laws. We also work with retail accounts as often as legally allowed and report collection items to all major credit bureaus.
Legal Collection
At MJ Maguire & Associates, we are not attorneys, but we work with contracted legal professionals to pursue collections when appropriate. Each account is reviewed and evaluated for viability — we first attempt standard collection efforts, and if the debtor has identifiable assets, we may recommend legal collection action. There are no upfront attorney fees, and we only proceed when it makes financial sense, ensuring no unnecessary costs while focusing on recovering what’s truly collectible.
Judgement Enforcement
At MJ Maguire & Associates, we specialize in recovering delinquent accounts and enforcing judgments through effective and lawful means. While we are not a law firm, we work with contracted attorneys and enforcement professionals to pursue recovery to the full extent of the law. Our team handles every stage of the process — from account review and standard collection efforts to legal actions such as bank levies, wage garnishments, property liens, and keeper collections. We also assist with asset investigations, skip tracing, and judgment renewals to ensure maximum recovery. With no upfront attorney fees, we only move forward when recovery is realistic, providing our clients with ethical, cost-effective, and results-driven solutions.
Initial FeesWhat Our Clients Say
“Facing overwhelming debt was stressful, but this agency was incredibly professional and compassionate. They helped me find a manageable solution and gave me peace of mind. I'm back on track now, thanks to them.”
John Williams
Chief Executive Officer